Community Strengths

The City of Waterloo encompasses a 7.66 square mile region in Monroe County. Illinois Route 3 and Illinois Route 156 intersect within its bounds, and it is along the historic trail from Kaskaskia to St. Louis. The City has a Mayor/Council form of government.

With outstanding public services, an excellent educational system, fine civic organizations, wonderful churches, beautiful recreation areas & much more, Waterloo offers a superb quality of life.


Education is a top priority in Waterloo, where parents, businesses and educators work together to provide the best learning environment for the students. Waterloo has a number of public and parochial schools. All public schools are a part of Waterloo Community Unit District #5. According to the Illinois Department of Commerce and Economic Opportunity, schools in Waterloo had a total combined enrollment of 3,284 students being instructed by 210 total teachers.

Residential Growth

Residential construction has been on a steady incline in the Waterloo area over the past 10 years. Residents are able to find homes in the $60,000 to $250,000+ range. In 2011, the median home value was $92,660.

There are currently three Master Planned Subdivisions in Waterloo, with 400 lots available for construction and three future planned developments projected within the next three to five years. These new residential developments will offer expansion with approximately 170 new home sites and cumulatively, approximately 570 lots available for residential expansion to Waterloo residents and prospective residents.